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5 Star Insurance Group, LLC
5 Star Insurance Group, LLC
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    • Home
    • About
    • Careers
    • Insurance Products
    • Events
    • Blog
    • Contact Us
    • ACA and Marketplace Forms
    • Video
  • Home
  • About
  • Careers
  • Insurance Products
  • Events
  • Blog
  • Contact Us
  • ACA and Marketplace Forms
  • Video

Which plan is right for me?

Marketplace

 Marketplace insurance refers to health insurance plans available through the Health Insurance Marketplace, established under the Affordable Care Act (ACA). These are also known as "on-exchange" plans, formerly known as "Obamacare." The Marketplace offers a variety of health insurance options from different insurance companies. It is desi

 Marketplace insurance refers to health insurance plans available through the Health Insurance Marketplace, established under the Affordable Care Act (ACA). These are also known as "on-exchange" plans, formerly known as "Obamacare." The Marketplace offers a variety of health insurance options from different insurance companies. It is designed to help individuals and families who don't have access to affordable employer-sponsored coverage or qualify for public programs like Medicaid or Medicare. Marketplace plans provide comprehensive coverage that includes essential health benefits, such as preventive care, prescription drugs, and hospitalization. They also offer financial assistance based on income to make the coverage more affordable. 

Insurance agent explains options to retirees that do not qualify for advance premium tax credits.

Off Exchange

 Off-exchange insurance, also known as "off-marketplace" or "individual market" insurance, refers to health insurance plans purchased directly from insurance companies or through brokers outside the Health Insurance Marketplace. These plans can be similar to Marketplace plans regarding coverage and benefits, but they are not eligible for 

 Off-exchange insurance, also known as "off-marketplace" or "individual market" insurance, refers to health insurance plans purchased directly from insurance companies or through brokers outside the Health Insurance Marketplace. These plans can be similar to Marketplace plans regarding coverage and benefits, but they are not eligible for the financial assistance available through the Marketplace. Off-exchange methods may be suitable for individuals or families who don't qualify for subsidies or prefer to explore additional coverage options outside of the Marketplace. They provide flexibility in choosing specific insurance companies and plans that meet individual needs. 

Stort-term Insurance

Stort-term Insurance

 Short-term insurance, as the name suggests, is temporary health insurance coverage that typically lasts for a limited period, up to 90 days. These plans are designed to bridge gaps in coverage, such as when someone is between jobs or waiting for other health insurance coverage to begin. Short-term Plans often have lower premiums but may 

 Short-term insurance, as the name suggests, is temporary health insurance coverage that typically lasts for a limited period, up to 90 days. These plans are designed to bridge gaps in coverage, such as when someone is between jobs or waiting for other health insurance coverage to begin. Short-term Plans often have lower premiums but may have more limited benefits than Marketplace or off-exchange plans. They typically do not cover pre-existing conditions or offer the same level of comprehensive coverage. Short-term insurance can be a cost-effective option for individuals who need temporary coverage. Still, it's essential to understand the limitations and ensure that it aligns with specific healthcare needs. 

Next Steps

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5 Star Insurance Group, LLC

5 Star Insurance Group, LLC 119 N. McCarthy Rd Suite G Appleton, WI 54913 US

(920) 831-3210

Copyright © 2023 5 Star Insurance Group, LLC - All Rights Reserved.   Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. 

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